We Have A Plan For Everyone

The membership plans from Motor Club of America provide the service you deserve, and the peace of mind you and your family need when the unexpected happens. Whether it be at home, on the road, or at the job. Your coverage is not only limited to roadside assistance, but you also have the added assurance of personal accidental coverage, emergency room benefits, discounts on prescription drugs, dental care and vision care. Help is literally a phone all away.

MCA procides top notch customer service and a variety of plans to best suit your needs and budget. When you join MCA, you are in good company…over 5,000,000 motorist rely on MCA’s 90+ years of experience to protect them.

When you purchase a Security plan from MCA, your coverage begins 24 hours after your payment has been processed. As a member, you’re never locked into a contract. Members are welcome to cancel their accounts at anytime, without any hidden or cancellation fees. Full refunds are granted within 72 hours, and prorated refunds are granted within 30 days of activating your membership.

Whether at home, work, or play -when the unexpected happens, you can count on MCA to deliver peace of mind.

  • UNLIMITED Security Roadside Assistance

    As a member of our Security plan, you will receive unlimited roadside assistance, unlike our competitors which will only provide 2-4 service calls per year. Unlimited roadside assistance means 1 service call per day throughout the entire year. If we’re unable to get your 4 wheel passenger vehicle back on the road safely, it will be towed to the nearest service facility. You will also receive unlimited lockout service, unlimited fuel delivery, unlimited tire changing, and unlimited battery boosting.

    As a member of our Security plan, you will not have to pay out of pocket with reimbursement hold times unless you prefer to have your vehicle towed to the destination of your choice. All you do is sign the required paperwork and you’re good to go. Our unlimited roadside service protects you, not your vehicle. What that means is no matter whos vehicle, you’re driving, you can always give us a call if you need any assistance.

    By upgrading to our Total Security Plan, MCA will also pay up to $100.00 to provide Emergency Roadside Service on RV’s, Motorcycles, Trailers, and vehicles with a load capacity of 1 ton or greater. With our Total Security Plan, you may also have your 4-wheel vehicle towed to anywhere you desire, not just the nearest service facility.

  • Travel Assistance Reimbursement

    When a members vehicle is disabled in an auto accident, Motor Club of America will reimburse up to $500.00 for a rental car, lodging, or meals if the incident happened more than 50 miles away from the registered home address on your account. To be reimbursed, simply give us a call to receive your claim form, and submit the required information to us within 90 days.

  • Planning and Travel Reservations

    MCA offers free and easy to read, step by step digital mapping services, free of charge to our members. Simply fill out the Travel information card or give us a call. This includes places of interest, resort, motel, and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

  • Arrest Bonds

    Your Motor Club Membership card may be used in lieu of cash bail up to $500.00 when involved in a traffic violation. Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1,000.00 and in other states they are accepted for lesser amounts than $500.00. Simply give us a call at the toll free number located on the back of your membership card to receive the assistance you need.

  • Bail Bonds

    MCA will arrange up to a $25,000.00 bond to release you from incarceration if you’re driving a vehicle and charged with a moving traffic law violation, such as vehicular manslaughter or auto-related negligent homicide. Simply call the toll-free number on the back of your membership card to receive assistance. Our legal department will provide the best assistance possible to release you from incarceration.

  • Attorney Fees

    Motor Club of America will pay up to $2,000.00 for your attorney to defend you against police charges resulting from driving your covered auto:

    ‌‌Up to $200.00 for covered moving violations (non-criminal)

    ‌Up to $500.00 covered auto-related personal injury matters

    ‌‌Up to $500.00 covered vehicle damage issues

    ‌Up to $2,000.00 covered negligent homicide|vehicle manslaughter

  • Stolen Vehicle Reward

    MCA will pay a $5,000.00 reward to the law enforcement agency or individual responsible for providing the accurate information leading to the arrest and conviction of the person(s) responsible for the crime. The reward is not payable to you, your family, or other members on your MCA membership account.

  • Credit Card Protection

    Identity theft has become more prevelant these days. In the event, you become a victim, MCA will cover financial losses up to $1,000.00 plus work with you to help you recover from the act.

  • Hotel & Rental Car Discounts

    Receive up to 15% off major hotel and motel chains

  • Emergency Reimbursement Benefits

    Members receive up to $500.00 in emergency cash for Emergency Room or Trauma Center treatment. This benefit will only be covered due to injury in a covered accident. Includes up to $100.00 in cost for each of the following:

    ‌Cast or Splints

    ‌Ambulance Service

    ‌Anesthetics

    ‌X-Rays

    ‌ER Facility

  • Daily Hospital Benefit

    Receive up to $54,750.00 in hospital cash benefits. That means as a member, you will receive $150.00 per day beginning the first day you are hospitalized as a result of the covered accident. MCA will cover your hospital stay up to 365 consecutive days. Once discharged, you have up to 90 days to file a claim.

  • Accidental Death Benefit

    As a member, you may enroll, free of charge, in our $10,000.00 Accidental Death Coverage. You may upgrade to our Total Security plan to receive additional coverage up to $50,000.00. The coverage election form must be completed and returned to our corporate office before cocerage goes into effect.

  • Travel Assistance Program

    The named member receives the Travel Assist Program which assists worldwide with issues, such as:

    ‌Medical Evacuation

    ‌Medical Repatriation

    ‌Non-Medical Repatriation

    ‌Return of Remains

    ‌Visit to Hospital

    ‌Return of Child

    ‌Return of Companion

FREE WELL CARD BENEFITS

  • Prescription, Vision and Dental Discounts

    The FREE Well Card that is included with your membership is an easy way to help you and your family receive discounts on all your Prescription, Vision, and Dental needs.

    You’ll receive a unique membership card allowing you to receive up to:

    ‌65% discount on prescriptions at the most popular pharmacies

    ‌50% discount on dental procedures

    ‌50% discount on eyewear and eye exams

    See The FREE Well Card Health Program Disclaimer

SECURITY

$9.95per month

Includes All Benefits Mentioned Above


Requires first & last months membership due at checkout –Today’s Total $19.90

Once payment is received, your Security membership is active 24 hours later. Your membership & discount card will arrive to your home or office within 10 business days. If you need roadside assistance before then, please call in with your provided member ID number.


Prepaid Cards Not Accepted; Major Credit or Bank Debit Cards Accepted

SECURITY PLUS

$14.95per month

Offers the same coverage as our Security plan


Emergency Room & Daily Hospital benefits will include coverage of any type of accident ( does not have to be auto-related)

Requires first & last months membership due at checkout –Today’s Total $29.90

Once payment is received, your Security Plus membership is active 24 hours later

Your membership & discount card will arrive to your home or office within 10 business days. If you need roadside assistance before then, please call in with your provided member ID number.


Prepaid Cards Not Accepted; Major Credit or Bank Debit Cards Accepted

Have A Question? Give Us A Call

Our agents are happy to discuss the MCA Protection Plans with you to help better determine which plan best meets your needs

(352) 340-1845